Service
Rate Guide |
All
services are covered by 100% money back guarantee.
Over the passed 15 years, we have attained a 92.5% broker
success rating. |
| Service |
Description |
MCU
Processing |
Result / Process |
| Tradeline |
Permanently remove 30/60/90 Late Pay
Listed Derogatory from all 3 Credit Bureau files |
10-21 Work Days* |
Higher FICO/
Rapid Re-score |
| Mortgage Late |
Permanently remove Mortgage Late Pay
Listed Derogatory from all 3 Credit Bureau files |
10-21 Work Days* |
Higher FICO/
Rapid Re-score |
| Forclosure |
Permanently remove Foreclosure Listed
on all 3 Credit Bureau files. Requires Preliminary call to Lender
before acceptance |
10-21 Work Days* |
Higher FICO/
Rapid Re-score
/Bureau update |
| Judgement |
Issue Vacation of judgment for Satisfied
Judgments to
Permanently Remove Judgment from all 3 Credit Bureau files |
10-30 Work Days* |
Better Loan
Approval Rate
Judgment
Free/Bureau
Update |
| Bankruptcy Relisting |
Relisting of bankruptcy Schedule:
Items listed as
“collection” or “charge-off”
will be noted as “Discharged in Bankruptcy |
10-21 Work Days* |
Higher FICO/
Rapid Re-score |
| Notice of Default |
Permanently Remove Notice of Default
from 3 credit Bureaus using Notice of Recession for property
out of foreclosure. |
10-30 Work Days* |
Higher FICO/
Rapid Re-score
/Bureau update |
*
= Upon receipt of Processing Documentation, the following
3 options exist: (1) Rapid Re-Score through factual takes
72 hours to delete derogatory listing and re-calculate score.
Rapid Re-Score is dependant upon standard factual’s
possession of necessary software. (2) Amended factual 72
hours to delete derogatory listing without re-scoring. (3)
Submission to Bureaus of deletion letters, whereby legally
3 major credit bureaus have 10-30 days to update credit report.
FINACIAL LINK SERVICES,
processes inquiry disputes at no extra charge to our
clients having other credit work done. On joint accounts,
spouse processed at no extra charge.
All services are covered by 100% money back guarantee. Any
item contracted that does not delete or
modify in a way that benefits the client is refunded in full.
We have a 92% success rate on accepted clients. |
